Terms and Conditions

This website was created and is maintained in accordance with all SEC and FINRA advertising guidelines and regulations. Please read this important disclaimer before acting on any of the ideas or advice contained herein:

The content of this website is published in the United States of America and persons who access it agree to do so in accordance with applicable U.S. law.

All opinions expressed by Joshua Brown on this website are solely Mr. Brown’s opinions and do not reflect the opinions of Westrock Advisors or it’s parent company, the Westrock Group and it’s affiliates. This information may have been previously disseminated by Joshua Brown to clients or associates. You should not treat any opinion expressed by Mr. Brown as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Mr. Brown’s opinions are based upon information he considers reliable, but neither Westrock Advisors nor its affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Mr. Brown and The Reformed Broker Blog are not under any obligation to update or correct any information provided on this website. Mr. Brown’s statements and opinions are subject to change without notice. No part of Mr. Brown’s compensation from Westrock Advisors is related to the specific opinions he expresses.

Past performance is not indicative of future results. Neither Joshua Brown nor The Reformed Broker Blog guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this website may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor.

Mr. Brown does not accept fees of any kind from the funds, bonds, equities or investment products discussed in return for their mention on this site. At any time, Mr. Brown may be long, short or neutral in client accounts or personal accounts in any of the securities mentioned. The information on this site is not to be construed as investment advice; it is for educational purposes only.

Regarding links that appear on this blog: At times, the Reformed Broker blog will link to sources of information or other websites that he believes help illustrate a point or would be of interest to readers. Links from this site in no way constitute an endorsement of the opinions or advice contained on other sites.

Lastly, please act like a responsible adult and think for yourself. I am a human being and make mistakes like any other human being. Please do not confuse any of my opinions with statements of absolute fact. As I do not charge for the opinions I express on this site, I also do not expect to be held accountable should you decide to act on anything you read here. Our new president has called for an “era of personal responsibility” and I hope you enjoy this website in exactly that spirit.

Mutual Fund Disclaimer:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and does not take into account sales, redemption distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance. may not be repeated.

Bond Disclaimer:

Corporate bonds are subject to interest rate risk. Investors should be aware that bond values may decline, if interest rates rise. Municipal bonds, corporate bonds, US Treasury Securities, Government Agency Bonds, and CDs will fluctuate in value and if sold prior to maturity may be worth more or less than their original cost.

Advertising Disclaimer:

The appearance of advertisements on this site in no way constitutes an endorsement of the products advertised. Neither Joshua M Brown, nor any entity he is afilliated with, approves of or endorses any of the products or services that appear on this website via banner ads.